Uncategorized February 17, 2017

REAL ESTATE IT’S MORE THAN JUST A JOB


MOVING


The word leads to excitement, stress, nervousness… one thing we all know is that…

a move is a huge change and there is always a story behind it.

These two truths are the top two reasons I love my job and just why being a realtor is so much more than a job.


THE STORIES


I love the stories: The people I meet while doing my job are each a story I never would have known and a connection I never would have made without real estate.

 Clients turn to friends and other people’s stories become scripts that I participate in.

I am honored with every transaction.

Honored by the fact that my clients let me into their stories and their dreams.


STRESS


Do I love stress? No.

I love that I can help lessen my clients stress:

Ah the stress of moving, I know it well. Raising my family as an air force wife moving was one thing we could count on.  

From experience I can tell you the stress doesn’t

disappear no matter how often you move! 

The opportunity to ease the stress is a huge component of real estate. Real Estate isn’t just about finding my client a house it’s about helping people transition through the home buying process. By relieving any stress I can during the process, I can leave my clients with enough energy for the rest of the moving process.


There’s always something new….


There is never a day that goes by as a realtor that I don’t learn something new. Whether from a client, a fellow realtor, a mortgage broker, an inspector, an appraiser, the latest tech tool email from Windermere, the office meeting or one of the many other amazing people and resources I come in contact with every day I am ALWAYS learning!

 It is a necessity to stay abreast of the market trends, learn the latest marketing tools for my listings, learn about new opportunities for first time home buyers,  or first time home sellers, investors, retirees or one of the many other specialty buyers and sellers that make up our market.


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BEING A REALTOR IS NOT 9 TO 5

 Sometimes it can be 7 days a week.

Sometimes deals fall through.

SOMETIMES DREAMS ARE ACHIEVED.

Being a realtor is a part of me every moment, every day, as are the stories I have learned and the people that I have met along the way.  As much as I become part of my clients stories they become part of mine.


and so…

Good days and bad

I LOVE BEING A REALTOR!


Buyers January 27, 2017

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 If you’re a buyer, a seller or in the real estate industry, you’ve heard it ALOT lately “It’s a seller’s market” What does that mean?

Generally speaking it means LOW INVENTORY. A balanced market has about 4-6 months of inventory. Anything less and you’re in a seller’s market. Anything more and it’s a buyer’s market.

So you want to buy a house and it’s a seller’s market. Are you out of luck?

No, but you’re home buying strategy may need to change.

  1. BE READY– Talk to a lender and get a Pre-approval letter.

Be careful a prequalification letter is not the same as a Pre-approval letter.

PRE-QUALIFICATION- generally is based on verbal information you give your lender,

where as,

PRE-APPROVAL – means the lender has run a credit check, verified your income and then authorized a loan amount.

In turn,

BE READY TO TALK TO YOUR LENDER- Have detailed financial information with you such as, tax returns, pay stubs and W-2’s, consider calling potential lenders and asking them what type of documentation they will need for preapproval (not just prequalification)

  1. MOVE FAST – Keep an eye on the market and be one of the first people to see a house, if you like it make an offer.

Ask your realtor to put you on an auto alert of new listings that feed to you immediately

  1. ASK YOUR REALTOR TO DO SOME INVESTIGATION – Often a realtor with good professional relationships can feel out if other offers are flooding in that you will be competing with.

 

  1. OFFER YOUR HIGHEST AND BEST – A seller’s market is not the time to try to low ball the seller. Decide what you would be willing to pay for the home before walking away and offer that.
  1. MAKE YOUR OFFER ATTRACTIVE – Consider offering a large amount of earnest money to show the seller you’re serious. A shorter closing, or talk to your realtor about waiving a contingency or two (but be careful contingencies are put in place to protect you and your money)
  2. BE REALISTIC ABOUT INSPECTION – View the inspection as a way to decide if you still want the house, look for major defects that you can’t live with and not the small repairs you can do yourself. Consider asking the seller to take some off the purchase price if they do not wish to repair a large defect themselves.

 

DON’T BE AFRAID TO MAKE A BACKUP OFFER-deals fall apart all the time.

DON’T GET DISCOURAGED/DON’T GET DESPERATE – you may not get the first house you make an offer, be patient there is no point in getting frustrated and making a purchase you will regret later.